Health Insurance
Public or private – the right protection for your health.
Choosing the right health insurance is one of the most important financial decisions of your life. In Germany, you can choose between public health insurance (GKV) and private health insurance (PKV).
The GKV offers solid basic coverage with income-based premiums. The PKV enables more individual benefits like private rooms, chief physician treatment, and faster appointments – with risk-based premiums.
Especially for self-employed individuals, civil servants, and high-earning employees, private insurance can be the better choice financially and in terms of benefits. However, switching requires careful consideration.
My advice
I analyze your current situation and transparently show you your options – no pressure, no hidden costs. Whether you’re optimally positioned in the GKV, whether a PKV switch makes sense, or whether a supplementary insurance would be the right addition.
My service
• Comprehensive GKV and PKV comparison
• Analysis of your individual situation
• Advice on supplementary insurance (dental, vision, travel)
• Support with insurance provider changes
• Long-term support with tariff changes